Regular Checking
No monthly service charge as long as your average daily balance for the statement period is $1,500 or more. If your average daily balance drops below $1,500.00 for the statement period, a $7.50 "balance fee" will be incurred. Interest is not paid on this account.

In addition:

• Unlimited check writing
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement

Per Item Checking
No monthly service charge as long as your average daily balance for the statement period is $1,500 or more. If your average daily balance drops below $1,500.00 for the statement period, a $.40 "debit item fee" will be incurred for each debit posted to your account during the statement cycle period. Interest is not paid on this account.

In addition:

• Unlimited check writing
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement

Free Checking
No monthly service charge will be charged on this account. Interest is not paid on this account.

In addition:

• Unlimited check writing
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge, but you can’t call in person and request a transfer from this account.
• Internet Banking is available at no charge
• You will not receive checks or images back with your monthly statement.

Classic Club Checking
You will be charged $8.00, $9.00, or $10.00 per monthly statement cycle, depending on the insurance option you choose. Interest is not paid on this account.

In addition:

• Unlimited check writing
• No minimum balance required
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement
• Safe Deposit Box discount
• No "issue charge" when purchasing travelers checks
• No "issue charge" when purchasing cashiers checks or money orders
• Notary service at no charge
• Accidental Death & Dismemberment Insurance

Senior Citizen Checking
No monthly service charge will be charged on this account. Interest is not paid on this account.

In addition:

• You must be 60 years of age or better.
• Unlimited check writing.
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge.
• Internet Banking is available at no charge
• You will receive images back with your monthly statement.

Classic Gold Club Checking
You will be charged $4.00, $4.50, or $5.00 per monthly statement cycle, depending on the insurance option you choose. Interest is not paid on this account.

In addition:

• You must be 60 years of age or better.
• Unlimited check writing.
• No minimum balance required.
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge.
• Internet Banking is available at no charge
• You will receive images back with your monthly statement.
• Images of Checks are returned with monthly statement
• Safe Deposit Box discount.
• No "issue charge" when purchasing travelers checks.
• No "issue charge" when purchasing cashiers checks or money orders
• Notary service at no charge.
• Accidental Death & Dismemberment Insurance

NOW Checking
No monthly service charge as long as your average daily balance for the statement period is $1,500 or more. If your average daily balance drops below $1,500.00 for the statement period, a $7.50 "balance fee" will be incurred. Interest is compounded and credited to your account monthly.

In addition:

• Unlimited check writing
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement

Please contact us via phone or information request form and a bank representative will be happy to respond with information on our current interest rates. You may also stop by one of our convenient banking centers for more information about our accounts.

Super NOW Checking
This account is identical to our NOW Checking but pays a higher rate of interest and has a higher minimum balance requirement. No monthly service charge as long as your average daily balance for the statement period is $2,500 or more. If your average daily balance drops below $2,500.00 for the statement period, a $7.50 "balance fee" will be incurred. Interest is compounded and credited to your account monthly.

In addition:

• Unlimited check writing
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement

Please contact us via phone or information request form and a bank representative will be happy to respond with information on our current interest rates. You may also stop by one of our convenient banking centers for more information about our accounts.

Classic Club Interest Checking
You will be charged $4.00, $4.50, or $5.00 per monthly statement cycle, depending on the insurance option you choose. There is no additional monthly service charge as long as your average daily balance for the statement period is $1,500 or more. If your average daily balance drops below $1,500.00 for the statement period, a $7.50 "maintenance fee" will be incurred. Interest is compounded and credited to your account monthly.

In addition:

• Unlimited check writing
• No minimum balance required.
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement
• Safe Deposit Box discount.
• No "issue charge" when purchasing travelers checks.
• No "issue charge" when purchasing cashiers checks or money orders
• Notary service at no charge.
• Accidental Death & Dismemberment Insurance

Please contact us via phone or information request form and a bank representative will be happy to respond with information on our current interest rates. You may also stop by one of our convenient banking centers for more information about our accounts.

Classic Gold Club Interest Checking
You will be charged $4.00, $4.50, or $5.00 per monthly statement cycle, depending on the insurance option you choose. There is no additional monthly service charge as long as your average daily balance for the statement period is $1,500 or more. If your average daily balance drops below $1,500.00 for the statement period, a $7.50 "maintenance fee" will be incurred. Interest is compounded and credited to your account monthly.

In addition:

• You must be 60 years of age or better.
• Unlimited check writing
• No minimum balance required.
• Visa Check Card or Transfund ATM card is available
• Bounce Protection is available (overdraft privilege)
• Telephone Banking is available at no charge
• Internet Banking is available at no charge
• Images of Checks are returned with monthly statement
• Safe Deposit Box discount.
• No "issue charge" when purchasing travelers checks.
• No "issue charge" when purchasing cashiers checks or money orders
• Notary service at no charge.
• Accidental Death & Dismemberment Insurance

Please contact us via phone or information request form and a bank representative will be happy to respond with information on our current interest rates. You may also stop by one of our convenient banking centers for more information about our accounts.