Chickasha Bank & Trust Company Logo Banner Ad
Spacer Image
Online BankingDeposit AccountsLoan ProductsOur Story
Spacer Image
Spacer Image
Spacer Image Spacer Image
Spacer Image

Whether it is a small business or big business, our commercial lenders understand your individual needs. We take the time to get to know you and your business. We believe the most resources we can apply to understanding your company’s concerns, the better prepared we are to offer creative financial solutions.

Throughout the years, the types of commercial customers and business loans serviced have become as diverse as the Oklahoma economy. Our current customer base includes wholesalers, retailers, manufacturers, service contractors, agri-businesses, etc.

Our commercial lending officers help customers meet their commercial lending needs. Helping you succeed ensures our success. 

Working Capital Financing
We offer financing for growing businesses as well as short-term needs.

  • Accounts Receivable – Delays in accounts receivable can affect your cash flow. See us about a line of credit loan.
  • Inventory – Do you need additional inventory? We can help.
  • Specific Contracts – Working capital requirements for contract jobs can be taxing. See us about project financing.

Term Loan and Leasing
Are you considering purchasing, expanding, or improving your facilities or properties?  We are here to help with your growing business needs.

  • Machinery & Equipment
  • Rolling stock and vehicles
  • Capital Assets
  • Equipment Leasing

Commercial Real Estate
We are here to help your business grow to your expectations and more.

If you are acquiring commercial real estate, constructing a new facility, or expanding an existing facility, let us assist you in your financing needs.

Construction Loans for builders or developers to secure acquisition and construction of 1-4 and multi-family dwellings. Other lending programs include the improvement and rehabilitation of 1-4 and multi-family dwellings.

  • Acquisitions
  • Construction
  • Expansion

Small Business Administration
For the smaller business just starting out, we can help. These are just a few of the government programs that we participate in.

  • Low doc program
  • 7(a) guaranty program
  • 504 expansion loans

For more detailed information contact one of our lenders at (405) 222-0550 for complete details or contact us via our secure Information Request Form.

Business & Industry Guaranteed Loans
The Business & Industry (B&I) Guaranteed Loan Program guarantees loans by eligible local lenders to businesses to benefit rural areas.

  • Purpose
    The primary purpose of this program is to create and maintain employment and improve the economic and environmental climate in rural communities. This is achieved by expanding the existing private credit structure capability to make and service quality loans to provide lasting benefits. Administered by the Rural Business-Cooperative Service (RBS) of USDA Rural Development , the program typically guarantees losses of up to 80 % of the original loan amount. Inability to obtain other credit is not a requirement.
  • Benefits to Businesses
    Higher loan amounts, lower interest rates, and longer repayment terms assist businesses that may not qualify for conventional lender financing. Assists a business in providing stability, growth, expansion, and rural employment.

For more detailed information contact one of our lenders at 1-405-222-0550 for complete details or contact us via our secure Information Request Form.

Click here to print a commercial loan application.

Loan Calculator
This calculator can be used for general loans. For example, you could use this calculator to estimate a monthly car payment. Please note – The calculated amount is an approximate value and may differ from the bank’s final calculation.

Top of Page
Spacer Image
Application CenterCalculatorsEmploymentPrivacy PolicyHome Member FDIC & Equal Housing Lender Logos