Special Needs Call For Special Solutions
Some financial objectives extend beyond those that our investment services cover. A Trust can be your special tools that let us help with goals such as:

• Financing your children’s education
• Supporting elderly relatives
• Making charitable bequests
• Managing your assets if you become disabled
• Investment management for your heirs

A trust is a custom legal arrangement you create so we – as trustee – can hold and manage the property you place in trust. We care for the property and other assets strictly for your benefit and/or the benefit of others you choose – the beneficiaries. And we follow your guidelines on how to manage all other assets.

You can have your trust take effect during your lifetime – a Living Trust – or under a provision of your will – a Testamentary Trust. Some trusts you can change – Revocable, others you cannot – Irrevocable. Please contact us for more information.

• Investing the trust assets
• Distributing income of principal to your heirs
• Keeping record of all transactions
• Preparing and mailing annual statements

With Testamentary Trusts, we may also do the following:

• Assist your beneficiaries with advice on day-to-day financial matters
• Provide an explanation of the trust operations and answers to their questions
• Report to the Probate Court